Invest | Plan | Reward

BITERRA
CAPITAL

Financial solutions for the 99%

Designed to incentivize & reward healthy financial & wellness behavior.

Global Debt:
$237 TRILLION

U.S. Consumer Debt:
$3.873 TRILLION

Global Debt:
$237 TRILLION

PROBLEMS AND SOLUTIONS

Problem

A DEBT BASED ECONOMY

Traditional banking and financial institutions have engaged in an ongoing campaign of capitalizing on the 99%. Encouraging individuals to amass large sums of debt and profiting from unhealthy financial behavior.

Solution

ALTRUISTIC USER FIRST ECONOMY

Reverse the debt cycle – empower and incentivize individuals to take control of their finances. Biterra is an ecosystem that thrives alongside the positive effects of its members. When a user is spending less, meeting their goals and investing more – the Biterra Ecosystem grows. Inturn enhancing reward output.

Problem

BURDEN OF FINANCIAL STRESS

Driven by a lack of care for consumer-well being, financial institutions overlook the impact of financial stress affecting a personal health. The constant feeling of never ending debt can lead to chronic stress, depression and other unhealthy behavior.

Solution

WELLNESS INITIATIVES

The first financial platform to raise awareness of the link between personal finance and an individual’s physical and behavioral health. When an individual is in a stronger and healthier frame of mind, they can easier empower themselves to take action.

Problem

FINTECH OVERLOAD

Individuals have embraced and adopted fintech as a solution to building wealth. Yet, many consumers oversaturate themselves with technology – using multiple apps and platforms, becomes overwhelmed and actually decreases result and engagement.

Solution

THE HUBSPOT OF FINANCE

Biterra Capital links savings directly to investing. Fewer steps, fewer logins and fewer apps to manage your finances. Creating a path of least resistance for our users. Allowing for direct action of one’s money within one platform.

Token Distribution

Wealth Management

INVEST

Biterra Capital | Invest, allows individuals at any point of their financial journey, to create 100% customizable and personalized portfolios that matter. It’s not always about just saving for retirement, it’s about creating options that are meaningful to you now and in the future. With Biterra’s Robo Advisory at the helm – you never have to make a trade, generating wealth is automated and done for you.

Smart & Adaptable A.I.

  • Cryptocurrency & Fiat Investing
  • 100% Customizable & Personalized Portfolio Creation
  • Algorithmic Robo Trading
  • Time lock portfolios
  • Low Minimum Investing
  • Round up technology & more
Token Distribution
Token Distribution

Wealth Management

PLAN

The average person spends more time in the “lue,” than they do managing their finances. We understand, money is a major priority … but we also understand it’s time consuming, confusing, boring, and stressful at best. This is why, Biterra’s A.I. Financial Planner empowers users to take small daily interactions with their finances that can change your financial future.

A.I. Financial Planner

  • Automate your Finances
  • A.I. Financial Calendar
  • Behavioral Spending Analysis
  • Directly move savings to investing at a click of a button
  • Poor spending notifications
  • Incentivized savings challenges
Token Distribution
Token Distribution

GAMIFICATION & TOKENIZED REWARDS

REWARD

When an individual is financially healthier they can be physically and societally healthier. They can improve and empower new aspects of their lives that may be overlooked due to financial burden (bigger goals, bigger dreams, bigger paychecks – Getting a personal trainer, eating healthier, donating to charity) An overall Greater Life Experience. A helpful “nudge” to complete tasks, challenge yourself and achieve your goals can result in actual monetary rewards.

With Repetition and Rewards, Actions Become Habits!

Endless Reward Possibilities

  • Financial Rewards
  • Wellness & Behavioral Rewards
  • Social Responsible Rewards
  • Challenges
  • Leaderboard
  • Group Rewards
Token Distribution
Token Distribution

Token Sale

Token Distribution

KYC Required. Residents in China unable to participate. Unsold tokens are burned

  • Soft Cap: TBD
  • Max Cap: TBD
  • Supply: TBD
  • Whitelist Date: TBD
  • Sale Date: TBD
  • Maximum Token Amount For Sale
  • Marketing & Partner Support
  • Team
  • Community Rewards
  • Maximum Token Amount For Sale
  • Marketing & Partner Support
  • Team
  • Community Rewards
Token Distribution
Token Features

HOLD | STACK | ACTIVATE

TOKEN FEATURES

BKLYN’s web services are organized around a microservices architecture
that provides a series of intelligent apps for building digital products.

Stellar Blockchain

Stellar Blockchain

Lightning fast transactions, Transparency & Trust, High level security and a shared altruistic-mission with Stellar Foundation to maximize an individual’s potential.

Tokenized Rewards

Tokenized Rewards

Unlike earning rewards for spending, users earn BTRA based rewards for positive financial, behavioral and societal decisions.

BTRA Holder Benefits / Token Activation

BTRA Holder Benefits / Token Activation

BTRA token holders receive benefits such as lower fees. “Token Activations” like an Amazon Prime Subscription provides full-access and enhanced user benefits.

Smart Contracts

Smart Contracts

Stellar smart contracts enable Biterra to securely offer “group investing portfolios” and “Peer-to-Peer loans” based on behavior analysis + investment holdings.

Token Features
Token Architecture

How it Works

Platform Technology

Leveraging an Artificially Intelligent Platform, no user experience is the same just as no individuals finances are the same – Adapting to a users financial journey

Modernized Onboarding

Bringing boring questionnaires into the 21st century with a financial assessment that define you,

Artificial Intelligence / Machine Learning

Adaptable A.I. allows for a smarter financial journey

Behavioral Sciences

Supporting and rewarding
positive behaviors

Blockchain & Data Ownership

Blockchain based data and you hold the key. You own your data.

Gamification / Rewards

With Repetition and Rewards. Actions become Habit.

Security

Data privacy and financial security

Token Architecture
The Founders

Meet the Team

TEAM MEMBERS

It’s not everyday you find a team that see’s eye to eye from day one. A comprehensive shared vision to create not just an incredible platform, but to build an incredible platform that will positively impact millions of lives.

Sean
Sean

Sean Hughes

Founder/CEO

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Matthew Estremera

Founder/COO

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CTO

Muhammad Tahir

Chief Technology Officer

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Tucker Logan

Lead Blockchain Developer

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Portfolio Manager

Tim Hesselsweet

Lead Portfolio Manager / Data Scientist

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CFO

Sebastian Fainbraun

Chief Financial Officer

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The Founders
Advisors and Investors

Rich with Experience

Advisors & Investors

Leaders from top tech and financial institutions.

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Elina Baur

Strategy

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Lasse Hendrik

Fundraising

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Rita Simon

Marketing

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Chris Smith

Strategy

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Martin Lim

Technical

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Roy Wolf

Technical

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Maya Scheu

Marketing

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Harry Bang

Fundraising

Advisors and Investors
Token Roadmap

Roadmap

High Level Roadmap

This is a high level roadmap outlining Biterra’s plans for 2019.

Q3 2017 - Q2 2018

Project Conception

Biterra Capital has come a long way from a simple robo-advisor.
- Initial Concept Validated / Launch Biterra Capital
- Business Model Established
- Initial Founding Members
- V1 Whitepaper completed

Q3 2018 - Q4 2018

Refocus & Strategic Planning

- Refocused and expanded original concept
- Invest | Plan | Reward Concept Validation and Support
- Team Expansion
- New website & Materials
- Establish key international partnerships for ICO

Q1 2019

Seed Funding and MVP Development

Kicking off 2019, Biterra Capital is in Beta Development and working to close an initial round of seed funding.

Q2 2019

Pre-Launch Marketing & ICO Structure

- Development of functioning Beta. (Start waitlist product campaign)
- Legal & Regulatory framework (Bermuda)
- Investor Relations
- Test ICO network security / test beta security
- Launch Beta (limited acceptance based on waitlist)

Q3 2019

Pre Sale

- 75% Discount on Token Sale
- User Beta Testing
- User Survey
- $25m soft cap

Token Roadmap
Partnerships

Decentralized Web Services

Collaboration / Partnerships

And we’re just getting started.

Coinbase is a secure online platform for buying, selling, transferring, and storing digital currency.

HashFlare.io offers cryptocurrency cloud mining services on modern, high-efficiency equipment.

The Abyss is a next-generation digital distribution platform, delivering all types of video games.

Binance is the fastest growing exchange for trading cryptocurrencies.

Partnerships
The Press

The Press

What Others Say

A sample of recent opinions that we have earned in the press.

Ruben Flower

Top ICO

Beautiful Theme! Awesome built-in features with some great built in Plug-ins! A well designed and well thought out Dashboard! 100/100 Would recommend!

Ruben Flower

ICO News

Harry Ehrlich

The Next Big Think

Beautiful Theme! Awesome built-in features with some great built in Plug-ins! A well designed and well thought out Dashboard! 100/100 Would recommend!

Harry Ehrlich

Crypto Tech

Hugo Balduin

The Next Bitcoin

Beautiful Theme! Awesome built-in features with some great built in Plug-ins! A well designed and well thought out Dashboard! 100/100 Would recommend!

Hugo Balduin

Bitcoin Magazine

Henry Wenzel

ICO Of The Year

Beautiful Theme! Awesome built-in features with some great built in Plug-ins! A well designed and well thought out Dashboard! 100/100 Would recommend!

Henry Wenzel

Crypto World Magazine

The Press
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