Global Debt:
U.S. Consumer Debt:
Government Debt:
PROBLEMS AND SOLUTIONS
Problem
A DEBT BASED ECONOMY
Traditional banking and financial institutions have engaged in an ongoing campaign of capitalizing on the 99%. Encouraging individuals to amass large sums of debt and profiting from unhealthy financial behavior.
Problem
BURDEN OF FINANCIAL STRESS
Driven by a lack of care for consumer-well being, financial institutions overlook the impact of financial stress affecting a personal health. The constant feeling of never ending debt can lead to chronic stress, depression and other unhealthy behavior.
Problem
FINTECH OVERLOAD
Individuals have embraced and adopted fintech as a solution to building wealth. Yet, many consumers oversaturate themselves with technology – using multiple apps and platforms, becomes overwhelmed and actually decreases result and engagement.
Solution
ALTRUISTIC USER FIRST ECONOMY
Reverse the debt cycle – empower and incentivize individuals to take control of their finances. Biterra is an ecosystem that thrives alongside the positive effects of its members. When a user is spending less, meeting their goals and investing more – the Biterra Ecosystem grows. Inturn enhancing reward output.
Solution
WELLNESS INITIATIVES
The first financial platform to raise awareness of the link between personal finance and an individual’s physical and behavioral health. When an individual is in a stronger and healthier frame of mind, they can easier empower themselves to take action.
Solution
THE HUBSPOT OF FINANCE
Biterra Capital links savings directly to investing. Fewer steps, fewer logins and fewer apps to manage your finances. Creating a path of least resistance for our users. Allowing for direct action of one’s money within one platform.
Wealth Management
INVEST
Biterra Capital | Invest, allows individuals at any point of their financial journey, to create 100% customizable and personalized portfolios that matter. It’s not always about just saving for retirement, it’s about creating options that are meaningful to you now and in the future. With Biterra’s Robo Advisory at the helm – you never have to make a trade, generating wealth is automated and done for you.
Smart & Adaptable A.I.
- Cryptocurrency & Fiat Investing
- 100% Customizable & Personalized Portfolio Creation
- Algorithmic Robo Trading
- Time lock portfolios
- Low Minimum Investing
A.I Financial Planner
PLAN
The average person spends more time in the “lue,” than they do managing their finances. We understand, money is a major priority … but we also understand it’s time consuming, confusing, boring, and stressful at best. This is why, Biterra’s A.I. Financial Planner empowers users to take small daily interactions with their finances that can change your financial future.
A.I. Financial Planner
- Automate your Finances
- A.I. Financial Calendar
- Behavioral Spending Analysis
- Directly move savings to investing at a click of a button
- Poor spending notifications
- Incentivized savings challenges
Gamification & Tokenized Rewards
REWARD
When an individual is financially healthier they can be physically and mentally healthier. They can improve and empower new aspects of their lives that may be overlooked due to financial burden. (Bigger goals, bigger dreams, bigger paychecks, Greater Life Experience). A helpful “nudge” to complete tasks, challenge yourself and achieve your goals can result in actual monetary rewards.
Smart & Adaptable A.I.
- Financial Rewards
- Wellness & Behavioral Rewards
- Social Responsible Rewards
- Challenges
- Leaderboard
- Group Rewards
Token Sale
Token Distribution
KYC Required. Specific Jurisdictions unable to participate. Unsold tokens are burned.
- Max Cap: TBD
- Supply: TBD
- Whitelist Date: TBD
- Sale Date: TBD
- TBD
- TBD
- TBD
- TBD
- TBD
- TBD
- TBD
- TBD
Hold. Stack. Activate.
TOKEN FEATURES
Anyone can use the Biterra Platform. It’s when you “Hold” BTRA, “Stack” BTRA or “Activate” BTRA that you unlock enhanced value and added benefits. (Lower fees, P2P lending, enhanced rewards and gamification, and more) Making a commitment to yourself and the community.
Stellar Blockchain
Lightning fast transactions, Transparency & Trust, High level security and a shared altruistic-mission with Stellar Foundation to maximize an individual’s potential.
Tokenized Rewards
Unlike earning rewards for spending, users earn BTRA based rewards for positive financial, behavioral and societal decisions.
BTRA Holder Benefits / Token Activation
BTRA token holders receive benefits such as lower fees. “Token Activations” like an Amazon Prime Subscription provides full-access and enhanced user benefits.
Smart Contracts
Stellar smart contracts enable Biterra to securely offer “group investing portfolios” and “Peer-to-Peer loans” based on behavior analysis + investment holdings.
Automate Your Financial Future
Platform Technology
Leveraging an Artificially Intelligent Platform, no user experience is the same just as no individuals finances are the same – Adapting to a users financial journey
Meet the Team
Team Members
Leveraging an Artificially Intelligent Platform, no user experience is the same just as no individuals finances are the same – Adapting to a users financial journey.
Matthew Estremera
Founder
Muhammad S Tahir
Chief Technology Officer
John Kmetz
Head of Media and Partnerships
Sebastian Fainbraun
Chief Financial Officer
Tim Hesselsweet
Lead Portfolio Manager / Data Scientist
Tucker Logan
Lead Blockchain Developer
Matthew Hosburgh
Chief Security Officer
Join the team
Contact us below!
Join the team
Contact us below!
Rich with Experience
Advisors
Leveraging an Artificially Intelligent Platform, no user experience is the same just as no individuals finances are the same – Adapting to a users financial journey.
Elizabeth McCauley
Blockchain
Cynthia Harrington, CFA
Behavioral Tech
You ?
Become An Advisor
Roadmap
High Level Roadmap
This roadmap explains the journey and future of Biterra Capital
Project Conception
Biterra Capital has come a long way from a simple robo-advisor.
- Initial Concept Validated / Launch Biterra Capital
- Business Model Established
- Initial Founding Members
- V1 Whitepaper completed
Refocus & Strategic Planning
Given changes in the fundraising landscape it was time to adapt
- Refocus and expand on original concept
- Invest | Plan | Reward Concept Validation and Support
- Team Expansion
Strategic Alignment and Launch Development
Kicking off 2019, Biterra Capital has it's site set on success:
- New website & Materials
- App design
- Financial partners in place
- Launched early development
- Preparation for Seed Fundraising
Seed Funding and Beta Development
- Investor Relations
- Finish and Market test prototype
- Start product waitlist campaign
- Development of functioning Beta
- Pre-launch marketing
Launch Beta Test & Structure Token Sale
- Registered Investment Advisor (RIA)
- Beta Launch (Limited acceptance based on waitlist)
- User testing and surveys
- Legal and regulatory framework
- Investor relations
- Strategic token sale alignments
Join The Biterra Community
Become a Partner
Biterra seeks to establish strong relationships with financial, wellness and societally driven companies and solutions that empower individuals and benefit our users.
Complementary Platform, Media Outlets, Technology or Service Provider? Let’s see how we can work together – contact us below to get in touch.
Complementary Platform, Media Outlets, Technology or Service Provider? Let’s see how we can work together – contact us below to get in touch.
Complementary Platform, Media Outlets, Technology or Service Provider? Let’s see how we can work together – contact us below to get in touch.
Complementary Platform, Media Outlets, Technology or Service Provider? Let’s see how we can work together – contact us below to get in touch.
Complementary Platform, Media Outlets, Technology or Service Provider? Let’s see how we can work together – contact us below to get in touch.
Blog / News
Latest Blog Post
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